We help people choose the right Medicare plan


We help people choose the right Medicare plan

What We Do

We help people choose the right Medicare plan. We also help people already on Medicare find resources to assist them with the cost of their care through private insurance companies and provide extra help through Social Security and state assistance plans.  Our service is free of charge when you meet with an agent.  Medicare is VERY confusing and we help make things easier for our clients and break it down so it is easier to understand. 

We are certified to sell on the Federal Insurance Exchange and can assist you with questions or concerns.

Life Insurance Broker in Seaford, Delaware

Our Insurance Partners

Our team is comprised of licensed Insurance Brokers and we work with ALL insurance companies such as United Healthcare, Aetna, Humana, Cigna, BCBS, AARP, Coventry, Gateway, Guaranteed Trust Life, John Hopkins, Medico, Medstar, Mutual of Omaha, Standard Life and Accident, TeamCorp, Transamerica, United American, University of Maryland and more.

Health Insurance Advisor in Sussex County, Delaware

Who We Are

A Personal Note From Founder: Kristen Tune

I started in this business in 2010 working with one company and now I work with all of the major insurance companies in the area.  I am also able to serve the entire US territory so if you move to another state you will not have to search for a new Medicare Advisor.

At Loyalty we are just that, loyal to our clients.  We see how we can help the client before we ever worry about making money.  Sometimes we simply get people extra help and there is no need for another policy and that is just fine because they will refer people to us. 

I once had a woman who paid over $800 for 1 prescription to help with migraines and by meeting with me free of charge, I was able to get her extra help with over $700 monthly savings through Social Security resulting n a reduced monthly fee of $8.95 for that prescription.  It mattered so much that I made a difference in her life. The process was simple, I completed the application with help from her over the phone and she had extra help in less than 2 weeks.  Had she not of spoken to me she would have never of known that she qualified for this sort of assistance because it is not advertised. 

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      What Our Customers Are Saying

      Both my wife and I had a supplement and drug plan for years.  Honestly, we never felt that we were getting all the coverage we should have been getting.  After one meeting with David we were immediately put at ease.  He was, actually, able to make Medicare make sense.  He showed us how to apply for Extra Help and moved us into an Advantage plan which saved us so much money throughout the year.  Not to mention that one of my wife’s prescriptions dropped from $400 per month to just over $8 per month.  We cannot say enough good about David and Loyalty Benefit Group!

      - Brent and Wanda Nichols

      The Loyalty Benefit Group is a local business that values customer relationships and assists in navigating through a variety of insurance products, so their customers make sound and reasonable decisions. The staff are trained and experienced professionals who are ready and able to service customer demands. At the age of 65 I contacted Kristen Tune and she helped me with my insurance coverage needs. The process was easy and the thoroughness of the decisions we made together gave me reassurance that if I had a medical emergency, I would be fine. Coincidentally, I had a medical emergency later that year and was hospitalized. Due to the insurance coverage the Loyalty Benefit Group enrolled me in, I was able to focus on my recovery and not worry about my medical expenses. I am so grateful for Kristen’s commitment and the time she spent with me to choose the best insurance coverage for my needs. You were so helpful and wonderful to work with.

      - Steve Cooper

      Kristen explained all the different options available to me when I was looking for the right Medicare plan. Thanks, Kristen!

      Jerome P.