SERVICES
Medicare Plans
Medicare has a lot of terminology, policies and processes that can be difficult to navigate and understand.
Working with us takes away the pain of this process. We meet with you and listen to your needs and concerns, then sort through the fine print and plan details to narrow down options that suit your health and financial circumstances.
Let us save you time and frustration with a free evaluation of your existing services, or if you are considering coverage.
The Medicare plan types are:
Original Medicare: The government-run benefit that includes Medicare Parts A and B
Medicare Part A: Covers inpatient care in hospitals, skilled nursing facilities, hospice care and some home healthcare. For most beneficiaries, there is no charge for Part A.
Medicare Part B: Covers physician services, outpatient services, laboratory tests, mental health services and other medical services not covered under Part A. Those enrolled in Part B will pay a monthly premium.
Medicare Part C also known as Medicare Advantage Plans: These are plans offered by private insurers as alternatives to Parts A and B. They usually provide additional benefits and may also include prescription drug coverage. The benefits and costs of these plans can vary widely.
Medicare Part D also known as a Prescription Drug Plan (PDP): These plans are offered by private insurers and provide prescription drug coverage which in most cases is not covered under Parts A or B. The formularies (drugs covered under the plan), clinical services and costs can vary widely.
Medicare supplemental insurance also known as Medigap plans: These plans are sold by private insurers and provide supplemental coverage to Original Medicare coverage. Unlike Medicare Advantage Plans, they are not meant to replace Parts A and B coverage but to provide additional benefits.
Let Us Help You Today
Medicare Plans
Medicare has a lot of terminology, policies and processes that can be difficult to navigate and understand.
The Medicare plan types are:
Original Medicare: The government-run benefit that includes Medicare Parts A and B
Medicare Part A: Covers inpatient care in hospitals, skilled nursing facilities, hospice care and some home healthcare. For most beneficiaries, there is no charge for Part A.
Medicare Part B: Covers physician services, outpatient services, laboratory tests, mental health services and other medical services not covered under Part A. Those enrolled in Part B will pay a monthly premium.
Medicare Part C also known as Medicare Advantage Plans: These are plans offered by private insurers as alternatives to Parts A and B. They usually provide additional benefits and may also include prescription drug coverage. The benefits and costs of these plans can vary widely.
Medicare Part D also known as a Prescription Drug Plan (PDP): These plans are offered by private insurers and provide prescription drug coverage which in most cases is not covered under Parts A or B. The formularies (drugs covered under the plan), clinical services and costs can vary widely.
Medicare supplemental insurance also known as Medigap plans: These plans are sold by private insurers and provide supplemental coverage to Original Medicare coverage. Unlike Medicare Advantage Plans, they are not meant to replace Parts A and B coverage but to provide additional benefits.
Working with us takes away the pain of this process. We meet with you and listen to your needs and concerns, then sort through the fine print and plan details to narrow down options that suit your health and financial circumstances.
Let us save you time and frustration with a free evaluation of your existing services, or if you are considering coverage.
Let Us Help You Today
Health Insurance
We work with multiple carriers and we can help you with a broad range of services including health, dental, vision, short term medical and more.
We offer personal, caring service and start by meeting with you to understand your needs and answer any concerns or questions you may have. Then, we search for the best products and services to meet your needs and fit within your budget.
Together, we review your options and get things started.
If you need health insurance, you can trust Loyalty Benefit Group to provide unbiased guidance and knowledgeable advice.
Health Insurance
We work with multiple carriers and we can help you with a broad range of services including health, dental, vision, short term medical and more.
We offer personal, caring service and start by meeting with you to understand your needs and answer any concerns or questions you may have. Then, we search for the best products and services to meet your needs and fit within your budget.
Together, we review your options and get things started.
If you need health insurance, you can trust Loyalty Benefit Group to provide unbiased guidance and knowledgeable advice.
Life Insurance
Loyalty Benefit Group can help you protect the things that matter most and plan for your family’s future.
Life insurance is more important than ever but can be tricky to evaluate and understand the right type of plan and coverage you need. Whether you need temporary or permanent insurance, we are experienced professionals that can help.
The different types of life insurance are:
- Term life insurance
- Whole life insurance
- Universal life insurance
- Variable life insurance
- Variable universal life insurance
- Simplified issue life insurance
- Guaranteed issue life insurance
- Final expense insurance
Some of the key benefits we provide working for you are:
*We cut through the red tape and fine print so that you don’t need to.
*We act in your best interest and provide a personal experience
*We source the most suitable policy available for your needs
*We find competitively priced policies on your behalf
Senior Support
Nursing Home Abuse Center has always been dedicated to protecting seniors from the horrors of nursing home abuse and neglect through education and empowerment.
Many families are not aware of the role an Ombudsman plays in the battle against elder abuse. We created an ombudsman-specific resource that will help families learn and understand how an ombudsman can help their families and loved ones.